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Conveyancing

 

Would you know if a fraudster tried to sell your house?

Amanda Payne
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Owning your own home is usually the most valuable asset people have. A property can be sold and mortgaged to raise money and is becoming an attractive target for fraudsters. The type of frauds that have been seen in the conveyancing industry recently are...

Help to Buy Mortgage Guarantee Scheme Ends

Elizabeth Moxon
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The Government’s Help to Buy Mortgage Guarantee scheme ended on 31st December 2016. The scheme had been in place for over 3 years helping over 86’000 people with their property purchases. The scheme allowed mortgage lenders to purchase a...

When must a developer provide Affordable Housing?

Ian Riley
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The question on many smaller scale developer’s lips for some time has been “how many units can I build without paying for/providing affordable housing?” After a period of uncertainty, we now have a very clear message following a recent...

The Real Cost of Buying a House for First Time Buyers

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It is very difficult to budget accurately for the purchase of any house but if you are a first time buyer you will no doubt receive lots of advice from friends and family who have already purchased their own home. As much as you want to take on board advice...

Higher Stamp Duty Land Tax (SDLT) Charges for Second Homes

Amanda Payne
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You may already be aware that in its Spending Review and Autumn Statement published in November 2015 the Government announced its plans, in certain circumstances, to introduce a higher rate of Stamp Duty Land Tax from the 1st April 2016. Proposed Stamp Duty...

Property Fraud and Cybercrime

Amanda Payne
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You may have read the recent article in the news about an absent Landlord whose house was “sold” for £1.3m in London. The fraudster rented the house initially, changed their name by Deed Poll to the same name as that of the registered...

6 Stages of Conveyancing

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The following is a general guide to the stages of conveyancing and procedures when buying a property: 1. Initial stages Once you have instructed a solicitor and told them that you wish to use their services you should then receive a Letter of Engagement...

Help to Buy ISAs - How will it work?

Arti Patel
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George Osborne announced the introduction of new Help to Buy ISAs in his March budget in an attempt to revive the housing market. The scheme is another way for millions of first time buyers struggling to save for a deposit to get onto the property ladder. ...

Relying on the "Bank of Mum and Dad" for a Gifted Deposit

Amanda Payne
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It is reported that 1 in 20 home buyers rely on parents for a gifted deposit. The numbers are increasing as house prices rise. Many property purchasers, particularly for first time buyers rely on a gift of cash for all, or part of the deposit from family to...

How long will my Conveyancing take?

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Buying and selling a home can often send you on an emotional roller-coaster. There is the excitement and exhilaration of selling your home for the right price, finding your new dream home and moving in. However alongside, there can be feelings of irritation,...

What is a Restrictive Covenant?

Arti Patel
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It is fair to say the majority of legal titles will contain covenants that affect a property. Not surprisingly, clients do not have the faintest idea what any of these mean, as often, they are drafted using convoluted language. In simple terms, covenants...

What are Conveyancing Searches all about?

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Conveyancing searches are often a mysterious topic to a home buyer. Searches are enquiries submitted to various authorities which provide you with more information about the property you are looking to purchase. These authorities include Local Councils, the...

Do I Need Buildings Insurance on Exchange?

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When you have finally made that decision to purchase your own home, there is always so much to think about and so many hoops to jump through before you can even get the ball rolling.  One of the last things most buyers ever consider is obtaining...

What is Veyo and can it really make moving house easier?

Arti Patel
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Having made my career in Conveyancing, I found it shocking to hear that moving house is considered more stressful than losing a job or getting a divorced, when there is no reason it can’t be an exciting, stress free time for all involved. When asked...

A Knotty Dilemma - Japanese Knotweed

Amanda Payne
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Japanese Knotweed is one of the most evasive plants in Britain which is highly aggressive and destructive. It has been known to block footpaths, grow through concrete, damage tarmac and affect people’s property. Japanese Knotweed was originally...

Conveyancing Nightmares - Gazumping!

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Moving House is often considered to be one of the most stressful events in someone’s life. Today, more than ever, the process of moving house requires significant capital outlay and sometimes through no fault of your own, things can go wrong,...

Top 5 Delays to Your Property Transaction - and how to avoid them

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They say that buying and selling a house is one of THE most stressful times of your life and it most certainly can be, especially if you are a first time buyer or seller and have no idea how the transaction will progress from start to finish. By the time you...

What to do if there are fixtures and fittings missing?

Arti Patel
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So you have picked up the keys from the estate agents and arrived at your dream house, only to find that your seller has left the property in a mess and taken the white goods with them, when you were sure that they were to be included in the sale. So where...

10 Golden Rules to Buying a Home

Amanda Payne
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Whether you’re a first time buyer, or you’ve bought and sold properties in the past; purchasing a new home can be a daunting task. Here are 10 golden rules to buying a home that will help your property transaction run smoothly: 1. Make...

Buying together; to have and to hold

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So you’ve decided to take the leap and buy a home together. Of course you cannot wait to get the keys and move in! But there’s something you may wish to think about first; something that may make you squirm a little bit, but...

Shining a light on Solar Panels

Arti Patel
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As I travel across Leicestershire, I see far more roof tops with solar panels fixed on them and whilst I appreciate homeowners motive to install them in order to receive free electricity under the Feed in Tarriff (FIT), I always wonder, if they fully...

A Trainee Solicitors Tale

James Gray
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My first month or so at Fishers has flown by! I am enjoying integrating with the conveyancing team and have been made to feel extremely welcome by the entire firm. It is evident that Fishers’ vast heritage, knowledge and personality is a tailored...

The Green Deal - What actually is it?

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I have a large number of clients selling their property who when asked “Have you participated in the Green Deal Scheme”, have absolutely no idea what it is or how it works. Therefore below is a summary of just what it is and how it could benefit...

Help to Buy Scheme continues to boost housing market

Amanda Payne
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The second phase of the Government’s Help to Buy Scheme launches on the 7th October, three months earlier than planned. This Scheme helps first time buyers and existing home owners to move up the housing ladder and purchase a property up to...